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Understanding Credits

What is a Credit?

In CallIntel, 1 credit = 1 minute of AI calling.
Credit Usage:
- Phone calls: 1 credit per minute of call
- Web calls: 1 credit per minute of call
- Batch calls: 1 credit per minute of call
- Inbound calls: 1 credit per minute of call
- Outbound calls: 1 credit per minute of call

Credit Consumption

Credits are consumed by call duration, not by message count:
Example 1:
- Call Duration: 5 minutes
- Credits Consumed: 5 credits

Example 2:
- 10 short calls (1 min each): 10 credits total
- 1 long call (10 min): 10 credits total

Example 3:
- Batch call to 100 contacts (2 min each)
- Total: 100 × 2 = 200 minutes = 200 credits

Zero-Cost Features

These features don’t consume credits:
✓ Creating agents
✓ Creating knowledge bases
✓ Building batches
✓ Managing users
✓ Viewing analytics
✓ Setting up integrations
✓ Making test calls (some providers)
Note: Test calls may consume credits depending on STT/TTS provider.

Subscription Plans

Plan Tiers

CallIntel offers three subscription tiers:
Price: $99/month Credits per Month: 1,000 credits (~16 hours of calling) Best For: Small teams, experimentationIncluded:
  • Up to 5 agents
  • Up to 50 contacts per batch
  • Basic analytics
  • Email support
  • Limited custom integrations
Perfect For:
  • Testing the platform
  • Small teams
  • Low-volume calling

Plan Comparison

FeatureStarterProfessionalEnterprise
Monthly Price$99$499Custom
Monthly Credits1,0005,000Custom
Max Agents520Unlimited
Batch Size501,000Unlimited
Custom Domain
Priority Support
24/7 Support
SLA
White-label

Monthly Credit Allocation

How Credits Renew

Credits renew on the same day each month:
Example:
- Sign up: December 15
- Receive: 1,000 credits (Starter plan)
- Credits renew: January 15, February 15, etc.
- Each month: Get fresh allocation

Unused Credits

Starter & Professional Plans:
Unused credits carry over month to month
Maximum rollover: 3 months of credits
After 3 months: Oldest credits expire

Example:
- Month 1: 1,000 credits allocated, use 500 → 500 remaining
- Month 2: 1,000 credits allocated, use 200 → 1,300 remaining
- Month 3: 1,000 credits allocated, use 100 → 2,300 remaining
- Month 4: 1,000 credits allocated
  - Oldest 500 credits (month 1) expire
  - New balance: 3,300 credits
Enterprise Plans: Unused credits policy is negotiated per contract.

Credit Usage Calculation

Monthly usage is calculated from:
1. Completed calls (by duration)
2. Failed calls (may not consume credits depending on provider)
3. Batch calls (by total duration)
4. Both inbound and outbound calls

Purchase Additional Credits

When you need more credits, purchase them anytime:

Purchase Process

  1. Go to Billing → Purchase Credits
  2. Select credit amount:
Pricing Tiers:
- 500 credits: $2.50 ($0.005 per credit)
- 1,000 credits: $4.50 ($0.0045 per credit)
- 5,000 credits: $20.00 ($0.004 per credit)
- 10,000 credits: $35.00 ($0.0035 per credit)
- 25,000 credits: $75.00 ($0.003 per credit)
  1. Review pricing
  2. Select payment method
  3. Complete transaction
  4. Credits added immediately

Bulk Discounts

The more credits you purchase, the lower per-credit cost:
Volume  | Discount | Per-Credit Price
--------|----------|------------------
1,000   | None     | $0.005
5,000   | 10%      | $0.0045
10,000  | 30%      | $0.0035
25,000  | 40%      | $0.003
Recommendation:
  • Small purchase: Buy 1,000 credits
  • Regular purchase: Buy 5,000 credits (10% discount)
  • Large organization: Buy 25,000+ credits (40% discount)

Billing Management

View Billing Information

Go to Billing & Credits section to see:
Current Plan: Which plan you're on
Monthly Cost: Subscription amount
Renewal Date: When subscription renews
Credits Used This Month: Current consumption
Credits Remaining: Available balance

Payment Methods

Add payment methods:
Accepted Methods:
- Credit cards (Visa, Mastercard, Amex, Discover)
- Debit cards
- Bank transfers (for Enterprise)
- Invoicing (for Enterprise)
Update Payment Method:
  1. Go to Billing → Payment Methods
  2. Click “Add Payment Method”
  3. Enter card details
  4. Set as default if needed
  5. Save

Payment History

View all transactions:
Transaction Details:
- Date: When charged
- Type: Plan payment, Credits purchase, etc.
- Amount: Charge amount
- Status: Completed, Failed, Pending
- Invoice: Download link
- Receipt: Download receipt
Export Transactions:
1. Go to Payment History
2. Select date range
3. Download as CSV or PDF
4. Use for accounting

Invoices

Each charge generates an invoice: Access Invoices:
  1. Go to Billing → Invoices
  2. View list of all invoices
  3. Click to view details
  4. Download as PDF
  5. Forward to accounting
Invoice Contents:
- Invoice number
- Invoice date
- Charges (plan + additional credits)
- Subtotal and tax
- Total amount
- Payment status
- Organization details
- Company billing address

Usage Monitoring

Dashboard Overview

Main metrics on billing dashboard:
Daily Stats:
- Calls made today
- Minutes used today
- Estimated credits consumed

Monthly Stats:
- Total calls this month
- Total minutes used
- Credits used
- Credits remaining
- Projected usage by month end

Detailed Usage Reports

View Detailed Usage:
  1. Go to Billing → Usage Report
  2. Select time period (daily, weekly, monthly)
  3. View breakdown by:
    • Agent
    • Call type (phone, web, batch)
    • Date
    • Direction (inbound/outbound)
Download Report:
Export options:
- CSV (spreadsheet)
- PDF (formatted report)
- JSON (API format)

Includes:
- Call count
- Total minutes
- Credits consumed
- Cost per call/minute
- Agent breakdown

Cost Per Call Analysis

Track actual costs:
Calculation:
Total Credits Used / Total Calls = Credits per Call
Credits per Call × $0.003-0.005 = Cost per Call

Example:
- 100 calls made
- 180 credits consumed
- Cost per call: 1.8 credits × $0.004 = $0.0072

Upgrade & Downgrade

Upgrading Plans

Upgrade to higher tier anytime: How to Upgrade:
  1. Go to Billing → Plans
  2. Click “Upgrade” on higher plan
  3. Review changes:
    • New monthly price
    • Additional monthly credits
    • Prorated adjustment
  4. Confirm upgrade
  5. Takes effect immediately
Prorated Charges:
Example:
- Current plan: $99/month (started Dec 1)
- Upgrade to Professional: $499/month (Dec 15)
- Days remaining: 16 days (Dec 15-31)
- Prorated charge: ($499 - $99) × (16/31) = ~$206
- First month bill: $99 + $206 = $305
- Subsequent months: $499

Downgrading Plans

Downgrade to lower tier at end of billing cycle: How to Downgrade:
  1. Go to Billing → Plans
  2. Click “Downgrade” on lower plan
  3. Review changes:
    • New monthly price
    • Reduced credits
    • Credit adjustment
  4. Confirm downgrade
  5. Takes effect at next billing cycle
Important Note: Downgrades take effect on next renewal date, not immediately. Credit Adjustment: If you have unused credits beyond new tier limit, they don’t roll over indefinitely.
Example:
- Professional plan: 5,000 credits/month
- Unused: 8,000 credits
- Downgrade to Starter: 1,000 credits/month max rollover
- Excess credits: Lost (plan before downgrade)

Cost Optimization

Estimate Monthly Costs

Calculate before scaling:
Step 1: Estimate daily call volume
Example: 50 calls per day

Step 2: Estimate average call duration
Example: 3 minutes per call

Step 3: Calculate daily minutes
Example: 50 calls × 3 min = 150 minutes

Step 4: Calculate monthly
Example: 150 min × 30 days = 4,500 minutes/month

Step 5: Select plan
- 4,500 credits needed
- Professional plan: 5,000 credits ($499/month)
- Plus any additional credits if going over

Cost Reduction Strategies

1. Optimize Agent Responses
Shorter responses = Fewer minutes per call
- Keep KB concise
- Train agents to be brief
- Use templated responses
- Reduce verbosity

Impact: 20-30% reduction possible
2. Batch Non-Urgent Calls
Schedule less time-critical calls
- Use batch calls (potential volume discounts)
- Off-peak scheduling
- Weekend/evening calls (if applicable)

Impact: 10-15% reduction possible
3. Reduce Failed Calls
Minimize failed attempts
- Good voice quality
- Proper agent configuration
- Valid phone numbers
- Proper knowledge bases

Impact: 5-10% reduction possible
4. Choose Efficient STT/TTS
Use cost-effective providers
- Deepgram (better rates)
- Rime AI (fast and cheap)
- Qwen LLM (lower cost)

Impact: 20-40% reduction possible

Volume Discounts

For large organizations, custom pricing available:
Contact Sales:
- For 50,000+ monthly credits
- For enterprise requirements
- For white-label needs
- For custom SLA requirements

Sales Email: sales@callintel.com

Payment Failures

When Payment Fails

If payment fails:
1. Email notification sent
2. 7-day grace period
3. Calls continue working
4. Must resolve before next billing cycle
5. Service may be suspended if unresolved

Fixing Payment Issues

  1. Go to Billing → Payment Methods
  2. Check if card is expired
  3. Update card information
  4. Click “Retry Payment”
  5. Confirm payment success
Common Causes:
- Expired card
- Insufficient funds
- Billing address mismatch
- Card holder denial
- 3D Secure verification failed

Lost Access Due to Non-Payment

If payment isn’t resolved:
- Service suspended after 30 days
- Calls will not be processed
- Data retained for 90 days
- Can restore service by paying
- May lose scheduled calls/batches

Tax Information

Tax Calculation

Tax included in billing depends on:
- Organization location
- Customer type (business/individual)
- Product type
- Local regulations

Tax Exemption

If tax-exempt, provide:
1. Tax ID
2. Tax exemption certificate
3. Resale certificate

Submit to:
billing@callintel.com

Include:
- Organization name
- Tax ID number
- Certificate copy

Invoices with Tax

All invoices include:
- Subtotal (before tax)
- Tax amount
- Total (after tax)
- Tax rate applied
- Tax ID (if applicable)

Billing for Enterprise

Enterprise Invoicing

Enterprise customers receive:
- Custom invoices per contract
- Net 30 payment terms (typical)
- Custom billing cycles
- Consolidated invoices
- Wire transfer options

Enterprise Contracts

Custom contracts may include:
- Custom credit allocation
- Custom pricing tiers
- Volume commitments
- Long-term discounts
- SLA guarantees
- Usage guarantees

Best Practices

1. Monitor Usage Regularly

Weekly Review:
- Check credits remaining
- Review usage trends
- Identify optimization opportunities
- Adjust plans if needed

2. Plan for Growth

Estimate usage:
- Current usage
- Projected growth
- Seasonal variations
- Upgrade timeline

3. Optimize Early

Optimize before running out of credits:
- Monitor remaining balance
- Plan purchases in advance
- Test cost reductions early
- Don't rush into overpaying

4. Keep Payment Methods Current

Ensure:
- Card not expired
- Billing address current
- Valid contact information
- Automatic payments enabled

5. Document Spending

For accounting:
- Export monthly invoices
- Track by department
- Categorize expenses
- Budget for next year

Troubleshooting

Check usage report to see what consumed credits. May be due to test calls, new batches, or increased call volume. Review agent settings and knowledge base size.
Go to Billing → Usage Report, filter by Agent, and sort by credits consumed.
Refund policy depends on plan. Starter/Professional: Credits carry over month to month. Enterprise: Per contract. Contact support to discuss.
You can purchase additional credits anytime. Or upgrade plan for next month to get more credits. Calls won’t fail if you go slightly over.
Billing dashboard shows last 12 months. Contact support for older records needed for accounting.

See Also


Support

For billing questions:

Chat Support

Available during business hours

Schedule Call

Schedule call with billing team for enterprise support